Terms of Use of Services
The website, www.usenosh.com, and the Nosh Android and iOS mobile applications (the “Services”) are provided by TopNosh Global Services Limited (Nosh, we, us) under the following terms and conditions (the “Terms”), which serve as a binding contract between you and Nosh. Your use of the services implies acceptance of the terms.
When you use any of our services, you are subjected to these Terms of Use of Services, along with our Privacy Notice, Cookies Policy, Disclaimers, and other Legal Notices that we may publish from time to time. If you do not agree with any of the provisions of these Terms of Use of Services or our other existing legal notices, kindly discontinue your use of the services.
We reserve the right to amend the Terms of Use of Services or any other Legal Notices at any time, and we will ensure that our users are promptly notified whenever a change is made to any of our legal notices.
About Us
NOSH is an information technology company that provides an innovative platform for digital remittance, bill payments, and gift card brokerage that offers a seamless and hassle-free solution to everyone at any time. By using our Services, users can securely buy or sell gift cards from top merchants across the globe, purchase electricity tokens and more.
Definitions
- User means an individual who has created an account on the Nosh website or mobile application.
- Gift Cards are physical or digital cards funded with money and used to shop with merchants.
- Bill Payment means the purchase of a utility token for the payment of utility bills such as electricity tariff or mobile recharge.
- Virtual Account means a digital bank account created by a user and provided by a third party institution.
- Wallet means the digital storage for funds and gift codes on a user’s account on the Nosh platform.
Registration and Security
Age Restriction
Nosh’s website and services are designed only for individuals who are 18 years and above or who are of legal age of consent in their country.
Registration
To use the services on the platform, you have to create a Nosh user account by registering on the website or through the mobile application. We may seek to verify information you provide, including your identity.
Your Duty To Protect Your Account
You agree that the duty to protect your account lies solely with you and Nosh will not be responsible for losses occasioned by unauthorized access caused by your failure to protect your credentials or device.
Restricted Activities
In connection with your use of the website or any of our services, you must not:
- Breach these Terms, the Nosh Privacy Policy, or any agreement between you and Nosh.
- Violate any law, regulation, or applicable consumer protection rule.
- Infringe Nosh’s or any third party’s intellectual property or privacy rights.
- Sell counterfeit gift cards.
- Provide false, inaccurate or misleading information.
- Send or receive funds we reasonably believe to be potentially fraudulent.
- Use any robot, spider, proxy, malware, or similar method to interfere with the service.
- Harass or threaten our employees, agents, or other users.
Potential Actions We May Take
If we believe you have engaged in restricted activity, we may terminate these Terms, limit, close, or suspend your access to the Services, refuse to provide services to you in the future, contact third parties or law enforcement, update inaccurate information, and take legal action against you.
Termination, Disclaimers and Law
Termination
You may terminate this agreement by deleting your Nosh account in the profile section of your user account.
Disclaimers
The Website and Services are provided “as is” without express, implied, or statutory warranties.
Applicable Law
These Terms shall be interpreted and governed by the laws of the Federal Republic of Nigeria.
Contact Information
If you have any questions about our Terms of Use, please contact us through the details below:
Email: legal@nosh.ng
